Top-Most Cheapest Cars In India

In today’s world car has become the basic necessity of every individual. People can’t even imagine their lives without cars. Earlier to drive a car is a luxury but nowadays it has become a basic necessity. Every year most of the companies keep on launching brand new cars at an affordable price with ample of latest features.  Many companies are known for offering the cheapest cars to the customers which is the primary source of attraction for the middle-class families. There are ample of cheapest cars available in the market. Here is the description of the top three affordable cars are as follows:

  1. Tata Nano GenX

Tata has launched the Tata Nano GenX; the company tried best to update the features of the car at the affordable price. Nano consists of power steering along with remarkable interior design. Nano GenX is very much fuel efficient as it offers the mileage in between 21.9 to 23.6 kmpl. The engine of the car is 624 cc. It is among the top-most cheapest cars in India. The price of the Nano GenX starts at Rs. 2.47 Lakhs onwards. The outer design of the car attracts many customers. It is the perfect affordable, easy-to-drive small car which gives wings to the dreams of many people.

  1. Maruti Suzuki Alto 800

Maruti Suzuki is the top-most choice and popular brand of car among the Indians wherein. Maruti Suzuki Alto 800 is the first choice of many milled-class families as it is one of the cheapest cars. The car consists of the newest features as well as a specification which attract many people. The price of the Alto 800 starts at Rs. 2.8 Lakhs onwards which perfectly suits the common man in all ways. The car is very much excellent efficiency as it offers mileage in between the 24.7 to 33.44 kmpl. The engine of the Maruti Suzuki Alto 800 is 796 cc.

Also, check the popular honda civic on road price in India.

  1. Renault Kwid

The brand-new Renault Kwid comes up with a price tag of Rs. 2.79 Lakhs. It is among the cheapest cars in India. It offers the mileage in between 23.01 to 25.17 kmpl. The engine of the Renault Kwid lies in between 799 to 999 cc, i.e. it depends on the variants of the car. The exterior & interior of the car is the main source of attraction.

The cars discussed above provide essential comfort of riding the car. One can choose out of these cheapest cars without any hesitation.

Understanding Auto Insurance

What is auto insurance?

It is an agreement between you and the company that defends you against any monetary loss in the happening of an accident or theft. In trade for your paying a premium, the insurance company agrees to pay your losses as summarized in your guidelines.

AutoVillage is made obligatory by most of the states and this provides you with some economic protection in case of an accident or any misfortune. But this information is not enough for an individual to decide whether he should take up auto insurance or not. For this, you need to more about different kinds of aspects provided by various schemes. So let us learn how this works and what is obtainable from it.
Different types of Auto insurance:

• Property – This includes losses such as damage to or theft of your car.

• Liability – This includes your official responsibility to others for physical injury or assets damage.

• Medical – Includes the cost of treating injuries, therapy and any other kind of medical expenses.

Fundamentals of Auto Insurance

You need to understand some basic things about your scheme. Auto insurance might be different in some ways but here are some common things about it that will mostly remain the same.

• Your policy will cover you and your family members listed on the auto insurance, whether you are driving Used Cars or someone else’s car (with their authorization).

• Your policy will also provide protection if someone who is not in your scheme is driving your car with your approval.

• Your personal vehicle insurance only covers driving for personal reasons, whether you’re commuting to your office, running household errands or taking a trip to another city. But it will not provide any kind of cover if you use your car for a profitable purpose. For instance, if you rent out your car or use it for delivery purposes.

• Personal auto insurance will also not offer coverage if you use your car to supply transportation to others through a ride-sharing service such as Uber or OLA. A number of auto insurers, on the other hand, are now offering supplemental products (at an extra cost) that expand coverage for automobile owners providing ride-sharing services as well.

Is Auto Insurance Mandatory?

Requirements differ from state to state and you might have to get it depending on your state’s legal guidelines. If you are financing a car, your lender may also have its own necessities and might want you to get it. Almost every state requires car owners to take:

• Bodily injury liability – which covers expenses related to injuries or death that you or another person has faced in an accident while driving your car.

• Property damage liability – which compensates others for damage that you or another person who was driving your car might have caused to another vehicle or other property, such as any boundary marker, any building or pole in the accident.